How is the Help center organized?

Articles follow your companion journey: Prep (documents), Reconcile (AIS/Form 16), Regime, File on portal, and E-verify — not an e-file Save/Pay/File taxonomy.

Can LastMinute file my return?

No. Help articles explain how to file on incometax.gov.in yourself. We prepare numbers and guide each screen.

Where is the ITR form quiz?

Visit /tools for a rule-based ITR-1 vs ITR-2 suggestion. It is not a substitute for professional advice on complex cases.

Learn

Tax filing feels harder than it is — browse by Prep · Reconcile · Regime · File on portal. Read a guide, then upload Form 16 before you submit on incometax.gov.in.

Prep

Documents, deadlines, and choosing the right ITR form.

Reconcile

Form 16 vs AIS vs 26AS — fix before portal upload.

Regime & deductions

Old vs new regime and proof-backed Chapter VI-A claims.

File on portal

Submit and e-verify on incometax.gov.in yourself.

Prep
How to File ITR with Multiple Form 16s After a Job Switch
Changed jobs this year? Learn how to combine multiple Form 16s, recalculate your tax liability, and file your ITR correctly without paying penalties.
7 min read · 2026-06-15
Regime & deductions
Can You Switch Tax Regimes While Filing Your ITR?
Your employer deducted TDS under the new regime, but the old regime saves you more. Find out how to switch tax regimes at the time of filing your ITR.
6 min read · 2026-06-15
Prep
How to Read Form 16 Part A and Part B Like a Pro
Decode your Form 16 easily. Understand what Part A and Part B contain, how to check your TDS details, and where to find your salary breakdown for ITR.
6 min read · 2026-06-15
Prep
How to File Your ITR If You Don't Have Form 16
Employer delayed or refused to give your Form 16? Don't miss the deadline. Learn how to file your ITR using salary slips, Form 26AS, and AIS data.
6 min read · 2026-06-15
Regime & deductions
How to Claim HRA If You Forgot to Submit Rent Proofs
Missed the deadline to submit rent receipts to your employer? You can still claim your HRA exemption while filing your ITR. Here is a step-by-step guide.
6 min read · 2026-06-15
Regime & deductions
Standard Deduction: New vs Old Tax Regime Rules
Understand how the ₹75,000 standard deduction works in the new tax regime for AY 2026-27, and how it compares to the old regime's ₹50,000 deduction.
5 min read · 2026-06-15
Prep
Notice Period Pay Taxability: Do You Pay Tax on It?
Did your ex-employer deduct notice period pay from your full and final settlement? Learn how this affects your taxable income and ITR filing process.
6 min read · 2026-06-15
Prep
Joining Bonus Recovery: How to Adjust Your Tax
Left your job early and had to return your joining bonus? Find out how to handle the tax you already paid on it and report it correctly in your ITR.
6 min read · 2026-06-15
Prep
Leave Encashment Exemption Rules for Salaried Employees
Received cash for unused leaves? Learn about the taxability of leave encashment during employment versus at retirement or resignation, and exemption limits.
5 min read · 2026-06-15
Prep
Gratuity Tax Exemption Limit and Calculation Explained
Understand the tax rules for gratuity received after 5 years of service. Learn how to calculate your exempt amount and report it in your income tax return.
5 min read · 2026-06-15
Prep
How to Claim Section 89 Relief for Salary Arrears
Received pending salary arrears this year? Don't pay higher taxes. Learn how to calculate and claim Section 89 relief to reduce your tax liability.
6 min read · 2026-06-15
Prep
Form 10E: Step-by-Step Guide for Claiming Tax Relief
Filing Form 10E is mandatory to claim Section 89 relief on salary arrears. Follow our simple guide to fill and submit Form 10E on the income tax portal.
5 min read · 2026-06-15
Prep
Tax on PF Withdrawal: When Is It Taxable?
Withdrawing your EPF balance before 5 years of continuous service? Understand the TDS rules, taxability, and how to report PF withdrawals in your ITR.
6 min read · 2026-06-15
Prep
How to Report Perquisites from Form 16 in Your ITR
Company car, rent-free accommodation, or ESOPs? Learn how to read the perquisites value in your Form 16 and report it correctly in your tax return.
5 min read · 2026-06-15
Prep
Relocation Allowance Taxability: What Is Exempt?
Moved to a new city for work? Understand which parts of your relocation allowance or reimbursement are tax-exempt and how to declare them in your ITR.
5 min read · 2026-06-15
Regime & deductions
How to Claim 80C If You Forgot to Submit Proofs
Missed the deadline to submit investment proofs to your employer? You can still claim Section 80C deductions while filing your ITR. Here is how to do it.
5 min read · 2026-06-15
Prep
How to Report ESOPs and RSUs in Your ITR
Received company shares? Understand the dual taxation of ESOPs and RSUs—as perquisites on allotment and capital gains on sale—and how to report them.
7 min read · 2026-06-15
Regime & deductions
How to Claim LTA (Leave Travel Allowance) in Your ITR
Learn the rules for claiming Leave Travel Allowance (LTA) exemption, the block year concept, and what to do if you couldn't submit travel proofs in time.
6 min read · 2026-06-15
Prep
What If Form 16 TDS Doesn't Match Form 26AS?
A mismatch between your Form 16 and Form 26AS can lead to tax notices. Learn why discrepancies happen and how to resolve them before filing your ITR.
5 min read · 2026-06-15
Prep
Tax Implications of Moonlighting Alongside a Full-Time Job
Taking up freelance gigs while employed? Understand how to declare income from multiple sources, choose the right ITR form, and manage your tax liability.
6 min read · 2026-06-15
Regime & deductions
Can You Claim Deductions for Work-From-Home Expenses?
Bought a desk or paying for high-speed internet? Find out if salaried employees can claim tax deductions for work-from-home setup expenses in India.
4 min read · 2026-06-15
Regime & deductions
How the ₹12 Lakh Rebate Works in the New Tax Regime
The new tax regime offers a rebate under Section 87A for income up to ₹12 lakhs. Learn how this calculation works and if you need to pay any tax.
5 min read · 2026-06-15
Regime & deductions
How to Report Employer's NPS Contribution in ITR
Does your company contribute to your NPS? Learn how Section 80CCD(2) works, its tax benefits in both regimes, and how to report it in your ITR.
5 min read · 2026-06-15
Prep
Tax on Severance Pay or Voluntary Retirement (VRS)
Received a severance package or opted for VRS? Understand the tax implications, available exemptions, and how to report this lump sum in your tax return.
6 min read · 2026-06-15
Prep
How to File ITR If You Worked for 3+ Employers
Switched jobs multiple times in one financial year? Learn how to consolidate multiple Form 16s, calculate your total salary, and avoid tax underpayment.
6 min read · 2026-06-15
Prep
What If Your Employer Deducted TDS But Didn't Deposit It?
Your payslip shows TDS deduction, but it's missing from your 26AS. Learn your rights, how to handle this situation, and how to file your ITR correctly.
6 min read · 2026-06-15
Prep
Taxability of Medical Reimbursements and Insurance
Does your employer pay your health insurance premium or reimburse medical bills? Understand the taxability of these benefits under current income tax rules.
5 min read · 2026-06-15
Prep
Tax Implications of Taking a Sabbatical or Unpaid Leave
Taking a career break? Learn how a sabbatical affects your tax slab, TDS calculations, and ITR filing requirements for the financial year.
5 min read · 2026-06-15
Prep
How to Report Salary from a Foreign Employer in India
Working remotely for a foreign company? Understand how to declare your foreign salary, claim foreign tax credits (DTAA), and choose the right ITR form.
6 min read · 2026-06-15
Regime & deductions
Can I File a Revised Return to Switch Tax Regimes?
Made a mistake and chose the wrong tax regime while filing? Find out if the income tax rules allow you to switch regimes by filing a revised return.
5 min read · 2026-06-15
Prep
STCG Tax on Shares in India: Rates & Rules
Learn how Short-Term Capital Gains (STCG) tax is calculated on shares in India. Understand holding periods, tax rates, and how to report it in your ITR.
6 min read · 2026-06-15
Prep
LTCG Tax on Mutual Funds in India Explained
A simple guide to Long-Term Capital Gains (LTCG) tax on equity and debt mutual funds in India. Learn about the ₹1.25 lakh exemption and how to file.
7 min read · 2026-06-15
Prep
How to Calculate Capital Gains Tax in India
Confused by capital gains? Follow our step-by-step guide to calculating short-term and long-term capital gains tax on shares, funds, and property.
8 min read · 2026-06-15
Prep
Tax on Sale of Property in India: STCG & LTCG
Selling a house or land? Understand how capital gains tax applies to real estate in India, including indexation benefits and how to report it in ITR-2.
7 min read · 2026-06-15
Prep
How to Set Off Capital Losses Against Gains
Don't let market losses go to waste. Learn the income tax rules for setting off and carrying forward short-term and long-term capital losses in your ITR.
6 min read · 2026-06-15
Prep
Grandfathering Clause for LTCG on Shares
What is the grandfathering clause for Long-Term Capital Gains? We explain how it protects your gains made before January 31, 2018, from being taxed.
6 min read · 2026-06-15
Prep
Section 54: Save Tax on Sale of House Property
Learn how to claim Section 54 exemption to save capital gains tax when you sell a residential property and reinvest the money in a new house.
7 min read · 2026-06-15
Prep
Tax on RSUs and ESPPs for Tech Employees
A complete guide to the taxation of Restricted Stock Units (RSUs) and Employee Stock Purchase Plans (ESPPs) in India, from vesting to sale.
8 min read · 2026-06-15
Prep
How to Pay Tax on Foreign Stocks in India
Investing in US stocks? Understand the tax rules for capital gains and dividends from foreign stocks, and how to report them in Schedule FA of your ITR.
7 min read · 2026-06-15
Prep
Schedule AL: Reporting Assets for High Income
If your income exceeds ₹50 Lakh, you must fill Schedule AL in your ITR. Learn what assets and liabilities to declare and how to avoid penalties.
6 min read · 2026-06-15
Prep
F&O Trading Tax in India: A Complete Guide
Are you trading in Futures and Options? Learn how F&O income is taxed in India, why it's considered business income, and which ITR form to use.
7 min read · 2026-06-15
Prep
Is F&O Trading Business Income or Capital Gains?
The income tax department treats F&O trading as non-speculative business income, not capital gains. Discover what this means for your tax filing.
5 min read · 2026-06-15
Prep
How to File ITR for F&O Losses
Made losses in F&O trading? Don't skip filing! Learn how to report F&O losses in ITR-3 to set them off against other income and carry them forward.
6 min read · 2026-06-15
Prep
Tax Audit Rules for F&O Trading Explained
Do you need a CA for a tax audit on your F&O trades? We break down the turnover limits and loss conditions that trigger a mandatory tax audit.
7 min read · 2026-06-15
Prep
ITR-3 or ITR-4: Which Form for F&O Traders?
Choosing the right ITR form for trading can be confusing. Find out why ITR-3 is usually the correct choice for Futures and Options traders.
5 min read · 2026-06-15
Prep
How to Calculate Trading Turnover for F&O
Calculating F&O turnover is crucial for tax audit applicability. Learn the correct formula for calculating trading turnover for income tax purposes.
6 min read · 2026-06-15
Prep
Crypto Tax in India 2026: Rates & Rules
A clear guide to cryptocurrency taxation in India for AY 2026-27. Understand the flat 30% tax rate, 1% TDS, and how to report VDAs in your ITR.
7 min read · 2026-06-15
Prep
How to Report Crypto Transactions in ITR
Step-by-step guide to declaring your cryptocurrency trades in Schedule VDA of your Income Tax Return. Stay compliant and avoid tax notices.
6 min read · 2026-06-15
Prep
Can You Set Off Crypto Losses in India?
The income tax rules for cryptocurrency are strict. Learn why you cannot set off crypto losses against gains from other cryptos or other income.
5 min read · 2026-06-15
Prep
Understanding 1% TDS on Crypto Transactions
What is the 1% TDS on Virtual Digital Assets (VDA)? Learn how it impacts your crypto trades and how to claim the TDS credit when filing your ITR.
6 min read · 2026-06-15
Prep
The Complete ITR Guide for Freelancers
A comprehensive income tax guide for freelancers in India. Learn about eligible ITR forms, presumptive taxation, and how to report your income.
8 min read · 2026-06-15
Prep
Section 44ADA: 50% Tax Scheme for Professionals
Simplify your taxes with Section 44ADA. Learn how eligible professionals can declare 50% of their gross receipts as income and skip maintaining books.
7 min read · 2026-06-15
Prep
How to File ITR-4 for Professional Income
Step-by-step guide to filing ITR-4 (Sugam) for freelancers and professionals opting for the presumptive taxation scheme under Section 44ADA.
6 min read · 2026-06-15
Prep
List of Eligible Professions for Section 44ADA
Not everyone can use the 50% presumptive tax scheme. Check the official list of professions eligible for Section 44ADA, including IT, medical, and legal.
5 min read · 2026-06-15
Prep
How to Claim Business Expenses as a Freelancer
If you don't use Section 44ADA, you can claim actual business expenses to reduce your taxable income. Learn what expenses are allowed for freelancers.
6 min read · 2026-06-15
Prep
ITR-3 vs ITR-4: Which is Better for Freelancers?
Confused between ITR-3 and ITR-4? We compare the two forms so freelancers and consultants can choose the right one for their income and expenses.
5 min read · 2026-06-15
Prep
Advance Tax Rules & Deadlines for Freelancers
Freelancers must pay advance tax if their liability exceeds ₹10,000. Learn the due dates, how to calculate it, and the penalties for missing payments.
6 min read · 2026-06-15
Prep
Tax on Freelance Income from Abroad
Receiving freelance payments in USD or foreign currency? Understand the income tax and GST implications for export of services in India.
7 min read · 2026-06-15
Prep
How to Pay Advance Tax on Capital Gains
Sold property or shares for a big profit? You might need to pay advance tax. Learn how to calculate and pay advance tax on sudden capital gains.
6 min read · 2026-06-15
Prep
How to Reconcile AIS with Broker Statements
Does your AIS show different capital gains than your Zerodha or Groww statement? Learn how to reconcile the differences before filing your ITR.
7 min read · 2026-06-15
Regime & deductions
The ultimate 80C checklist: 15 ways to save tax
Section 80C cuts up to Rs 1.5 lakh from your taxable income under the old regime. Here are 15 ways to use it, from EPF and ELSS to tuition fees and stamp duty.
6 min read · 2026-06-15
Regime & deductions
ELSS vs PPF: Which 80C investment is right for you?
Stuck between ELSS mutual funds and PPF for your 80C tax saving? Compare lock-in, returns, risk, and taxation with simple rupee examples to pick the right one.
5 min read · 2026-06-15
Regime & deductions
How to claim your child's tuition fees under Section 80C
School and college tuition fees qualify for tax saving under Section 80C. Learn the two-child rule, what counts, what does not, and how to claim it in your ITR.
4 min read · 2026-06-15
Regime & deductions
EPF vs VPF vs PPF: Maximizing retirement tax savings
EPF, VPF, and PPF all save tax under Section 80C but work differently. Compare interest rates, lock-in, and flexibility to optimise your retirement savings.
6 min read · 2026-06-15
Regime & deductions
Stamp duty and registration: the hidden 80C deduction
Bought a house this year? Stamp duty and registration charges qualify under Section 80C. Learn the timing, possession, and lock-in rules before you claim it.
4 min read · 2026-06-15
Regime & deductions
Missed the March 31 deadline? Can you still claim 80C
Realised your 80C investments fell short after March 31? Learn why you cannot invest now for last year, what expenses still count, and how to pick the regime.
4 min read · 2026-06-15
Regime & deductions
Section 80D limits: How much health insurance can you claim?
Decode Section 80D limits for AY 2026-27. See exactly how much health insurance you can claim for yourself, family, and parents across three common scenarios.
5 min read · 2026-06-15
Regime & deductions
Claiming medical bills for senior citizen parents under 80D
No mediclaim for your senior citizen parents? You can still claim up to Rs 50,000 for their routine medical bills under Section 80D. See what qualifies and how.
4 min read · 2026-06-15
Regime & deductions
The ₹5,000 preventive health checkup deduction rules
The Rs 5,000 preventive health checkup deduction under Section 80D is a sub-limit, not a bonus. Learn what qualifies, who is covered, and the cash exception.
4 min read · 2026-06-15
Regime & deductions
Can I claim 80D deduction for cash payments?
Paid a health insurance premium in cash? Section 80D has strict payment rules. Learn what must be digital, the one cash exception, and how to avoid rejection.
3 min read · 2026-06-15
Regime & deductions
How to claim Section 80D deductions if not in Form 16
Forgot to give your health insurance proof to HR, so Form 16 shows no 80D? You can still claim it directly in your ITR. Here is the step-by-step way to do it.
4 min read · 2026-06-15
Regime & deductions
Section 80D vs 80DDB: Understanding medical tax deductions
Mixing up 80D and 80DDB is a common filing error. Learn the simple difference between health insurance premiums and specified critical illness expenses.
5 min read · 2026-06-15
Regime & deductions
HRA exemption calculator: Find your exact tax-free rent
Your full rent is not tax-free. Learn the HRA least-of-three formula and the 50% metro vs 40% non-metro rule with a clear rupee example to find your exemption.
6 min read · 2026-06-15
Regime & deductions
How to claim HRA in ITR if not in your Form 16
Missed giving rent receipts to HR, so Form 16 shows no HRA? You can still claim the exemption directly in your ITR. Here is the exact step-by-step process.
5 min read · 2026-06-15
Regime & deductions
Paying rent to parents: Legal rules to claim HRA
You can legally claim HRA by paying rent to parents who own the home. Learn the documentation, bank-transfer rules, and the tax impact on your parents first.
5 min read · 2026-06-15
Regime & deductions
Can I claim HRA and Home Loan benefits at the same time?
Yes, you can claim HRA and home loan deductions together under specific conditions. Learn the four common scenarios and how to claim both benefits legally.
5 min read · 2026-06-15
Regime & deductions
What happens if my landlord refuses to share PAN for HRA?
Paying over Rs 1 lakh annual rent but your landlord will not give their PAN? Learn your options for claiming HRA and the real risk of skipping the PAN.
4 min read · 2026-06-15
Regime & deductions
Section 80GG: Claiming rent deduction without HRA in salary
Self-employed or no HRA in your salary? Section 80GG still gives a rent deduction. Learn the conditions, the Form 10BA step, and why the cap limits the benefit.
5 min read · 2026-06-15
Regime & deductions
Section 24b: Claiming ₹2 lakh interest on your home loan
Section 24b lets you deduct up to Rs 2 lakh of home loan interest on a self-occupied house. Learn the conditions, the 5-year rule, and how let-out homes differ.
5 min read · 2026-06-15
Regime & deductions
Joint home loan tax benefits: Double your deductions
Co-borrowing a home loan with your spouse? Both co-owners can claim separate interest and principal deductions, potentially doubling the family tax benefit.
4 min read · 2026-06-15
Regime & deductions
Under-construction property: Claiming home loan tax benefits
Paying EMIs on an under-construction flat? You cannot deduct interest yet. Learn the possession rule and how pre-construction interest unlocks in 5 instalments.
4 min read · 2026-06-15
Regime & deductions
Pre-construction interest deduction: The 5-installment rule
Interest paid while your house was being built is claimable in 5 equal instalments after possession. Follow the four-step calculation with a clear example.
5 min read · 2026-06-15
Regime & deductions
Section 80EEA: Extra ₹1.5 lakh deduction for homebuyers
First-time homebuyer with a loan sanctioned in 2019-2022? Section 80EEA adds up to Rs 1.5 lakh interest on top of Section 24b. Check the eligibility rules.
4 min read · 2026-06-15
Regime & deductions
Second home tax rules: Deemed let-out vs self-occupied
Own more than one house? Learn the two self-occupied homes rule, how deemed let-out notional rent works, and how to compute taxable house property income.
5 min read · 2026-06-15
Regime & deductions
Section 80TTB: ₹50,000 interest deduction for seniors
Senior citizens can claim Rs 50,000 of bank and post office interest tax-free under Section 80TTB. Learn what qualifies and how it beats 80TTA for seniors.
4 min read · 2026-06-15
Regime & deductions
Income tax slab rates for senior citizens (AY 2026-27)
Check AY 2026-27 income tax slabs and basic exemption limits for senior (60+) and super senior (80+) citizens, and why the old regime often wins for retirees.
5 min read · 2026-06-15
Regime & deductions
Form 15H: How senior citizens can stop TDS on FDs
Stop banks deducting 10% TDS on your FD interest. Learn when senior citizens can submit Form 15H, who is eligible, and how to recover TDS if you forgot.
4 min read · 2026-06-15
Regime & deductions
Do senior citizens with pension and FD need to file ITR?
Are senior citizens exempt from filing ITR? Understand the narrow Section 194P rule, the income limits that force filing, and why filing often still helps.
5 min read · 2026-06-15
Regime & deductions
Medical expenditure deduction for seniors without insurance
Uninsured senior citizens can claim up to Rs 50,000 for routine medical expenses under Section 80D. Learn which bills qualify and the strict no-cash rule.
4 min read · 2026-06-15
Regime & deductions
Tax on family pension: Exemptions and reporting rules
Receiving a family pension? Learn why it is taxed under Other Sources, the Section 57 deduction of Rs 15,000, and the exemption for armed forces families.
4 min read · 2026-06-15
Reconcile
AIS vs Form 26AS: What's the Difference and Which to Use?
Confused between AIS and Form 26AS before filing your ITR? Learn the key differences, what each document shows, and exactly which one to check on the portal.
6 min read · 2026-06-15
Reconcile
Form 16 and AIS Mismatch: How to Fix It Before Filing ITR
Does your Form 16 not match your AIS on the tax portal? Learn why mismatches happen and the simple steps to fix them before you file and avoid a tax notice.
7 min read · 2026-06-15
Reconcile
How to Submit Feedback on AIS for Incorrect Transactions
Found a transaction in your AIS that is not yours or is duplicated? Follow these portal steps to submit AIS feedback and correct your data before filing ITR.
5 min read · 2026-06-15
Reconcile
What is TIS in Income Tax? Taxpayer Information Summary
Understand the Taxpayer Information Summary (TIS), how it differs from AIS, and why this summarised pre-fill data matters for accurate ITR e-filing in India.
5 min read · 2026-06-15
Reconcile
How FD Interest is Reported in AIS: A Guide for Taxpayers
Banks report your fixed deposit interest to the tax department even with no TDS. Learn how FD interest appears in AIS and how to report it correctly in ITR.
6 min read · 2026-06-15
Reconcile
Tracking Mutual Fund and Stock Transactions in Your AIS
Wondering how the tax department sees your trades? Learn how mutual fund and share sales appear in AIS, why gross value is not your gain, and which ITR to use.
6 min read · 2026-06-15
File on portal
Section 143(1) Intimation Explained: Is It a Tax Notice?
Received an intimation under Section 143(1) after filing your ITR? Learn what it means, how to read the comparison columns, and when you must act on a demand.
6 min read · 2026-06-15
File on portal
Got a Defective Return Notice Under Section 139(9)? Fix It
Got a defective return notice under Section 139(9)? Learn the common reasons it is issued and follow our step-by-step guide to correct and resubmit your ITR.
6 min read · 2026-06-15
File on portal
How to Handle an Outstanding Income Tax Demand Notice
Received an outstanding tax demand notice? Learn how to verify the demand on the portal, agree or disagree, and pay your dues safely without costly mistakes.
6 min read · 2026-06-15
File on portal
How to Reply to an Income Tax Notice Online: Simple Guide
Got an income tax notice and not sure what to do? Follow this jargon-free guide to read, understand, and reply to any tax notice on the e-filing portal.
7 min read · 2026-06-15
File on portal
Income Tax Notice for High-Value Transactions: What to Do
Got a notice for big cash deposits, property, or investments? Learn how SFT reporting tracks high-value transactions and how to respond on the tax portal.
6 min read · 2026-06-15
File on portal
Resolving TDS Mismatch Notices from the Tax Department
Facing a TDS mismatch notice or rejected TDS claim? Learn how to reconcile your claimed TDS with Form 26AS and fix the issue with a rectification request.
5 min read · 2026-06-15
Prep
How to Check Your Income Tax Refund Status Online Easily
Waiting for your income tax refund? Learn the easiest ways to track your refund status online using your PAN, what each status means, and when to worry.
4 min read · 2026-06-15
Prep
Why Did My Income Tax Refund Fail? Common Reasons
Tax refund failed instead of paid? Discover the most common reasons, from unvalidated bank accounts to wrong IFSC codes, and the quickest ways to fix them.
5 min read · 2026-06-15
Prep
How to Raise a Refund Reissue Request on the Tax Portal
If your income tax refund failed, you can ask for it again. Follow our step-by-step guide to raise a refund reissue request on the e-filing tax portal.
4 min read · 2026-06-15
Prep
Why Was My Tax Refund Adjusted Against a Past Demand?
Did the tax department cut your refund? Learn about Section 245, why your refund was adjusted against an old demand, and how to respond if it is wrong.
5 min read · 2026-06-15
Prep
How Long Does It Take to Get Your Income Tax Refund?
Wondering how long an income tax refund takes? Learn the typical processing timeline, what speeds it up, and the factors that can delay your money this year.
5 min read · 2026-06-15
Prep
How to Pre-Validate Your Bank Account for Tax Refunds
No refund without a pre-validated bank account. Learn what pre-validation means, how to do it on the e-filing portal, and how to set the nominated account.
4 min read · 2026-06-15
Prep
Income Tax Return (ITR) Filing Deadlines You Cannot Miss
Do not miss your ITR deadline. Get a clear list of due dates for salaried filers, audit cases, belated and revised returns, plus the penalties for filing late.
4 min read · 2026-06-15
Prep
Missed the ITR Deadline? How to File a Belated Return
Missed the July 31 ITR deadline? Learn how to file a belated return under Section 139(4), the late fees and interest involved, and the final December cutoff.
5 min read · 2026-06-15
Prep
Penalties and Interest for Filing Your ITR Late in India
Filing your ITR late costs money. Understand the Section 234F late fee of Rs 1,000 or Rs 5,000, the 234A interest on dues, and lost loss carry-forward rights.
5 min read · 2026-06-15
Prep
Revised Return vs Belated Return: What's the Difference?
Made a mistake or missed the deadline? Learn the key differences between a revised return and a belated return, their penalties, and the shared December cutoff.
4 min read · 2026-06-15
Prep
Condonation of Delay for ITR: How to Request an Extension
Missed even the belated return deadline but still owed a refund? Learn how to apply for condonation of delay under Section 119(2)(b) and the strict rules.
5 min read · 2026-06-15
Prep
Advance Tax Payment Deadlines: Who Needs to Pay and When?
Owe more than Rs 10,000 in tax after TDS? Learn who must pay advance tax, the four quarterly deadlines and percentages, and the 234B/234C interest you risk.
5 min read · 2026-06-15
Prep
Which ITR Form Should I Choose? A Simple Guide
Filing taxes but unsure which ITR form to use? Follow this simple guide to choose between ITR-1, ITR-2, ITR-3, and ITR-4 based on your income sources in India.
6 min read · 2026-06-15
Prep
ITR-1 vs ITR-2: Which Form is Right for Salaried Employees?
Salaried but have capital gains or two houses? Learn the key differences between ITR-1 and ITR-2 so you pick the right form and avoid a defective return notice.
5 min read · 2026-06-15
Prep
Choosing the Right ITR Form for Freelancers in India
Freelancer, consultant, or gig worker in India? Learn whether to file ITR-3 or ITR-4 and how presumptive taxation under Section 44ADA can save you real time.
6 min read · 2026-06-15
Prep
Which ITR Form to Use for Capital Gains from Stocks?
Sold stocks or mutual funds this year? You cannot use ITR-1. Learn which ITR form to use for short-term and long-term capital gains, and the latest tax rates.
5 min read · 2026-06-15
Prep
Understanding ITR-4 and Presumptive Taxation (Section 44AD)
Run a small business or profession? Learn how ITR-4 and presumptive taxation under Sections 44AD and 44ADA let you declare a fixed profit and skip heavy books.
6 min read · 2026-06-15
Prep
Filing ITR When You Own Multiple House Properties
Own more than one house in India? Learn how rental income, self-occupied limits, and deemed rent are taxed, and why you must file ITR-2 for multiple properties.
5 min read · 2026-06-15
Regime & deductions
Section 80D: health insurance deduction explained
How much health insurance premium you can deduct under 80D for self, family, and parents — limits, preventive check-ups, and what proof to keep.
6 min read · 2026-06-12
Regime & deductions
Section 80GG: claim rent when you get no HRA
No HRA in your salary but you pay rent? Section 80GG may help. Here are the conditions, the formula, and Form 10BA you must file on the portal.
6 min read · 2026-06-12
Regime & deductions
Home loan interest under Section 24(b)
Deduct home loan interest up to ₹2 lakh on a self-occupied house under the old regime. Self-occupied vs let-out rules, and how it interacts with 80C principal.
6 min read · 2026-06-12
Regime & deductions
NPS deductions: 80CCD(1B) vs employer 80CCD(2)
The extra ₹50,000 NPS deduction under 80CCD(1B) and the employer NPS deduction under 80CCD(2) — what differs, and which survives in the new regime.
6 min read · 2026-06-12
Regime & deductions
LTA exemption and the block-year rule
Leave Travel Allowance is exempt only for travel within India, twice in a four-year block, with proof. Here is how the block years and carry-over work.
5 min read · 2026-06-12
Regime & deductions
Professional tax under Section 16(iii)
Professional tax deducted by your state is fully deductible from salary under Section 16(iii) — in both regimes. How to find it on Form 16 and claim it.
4 min read · 2026-06-12
Prep
Family pension vs salary pension: how each is taxed
Pension you receive after retirement is salary; pension a family member receives after the pensioner's death is other-source income with a separate deduction.
5 min read · 2026-06-12
Prep
Form 15G and 15H: avoiding TDS on interest
When you can submit Form 15G (under 60) or 15H (senior) to your bank so it does not deduct TDS on interest — and why you still must report the interest.
5 min read · 2026-06-12
Reconcile
AIS feedback: how to flag wrong entries step-by-step
Your AIS shows income that is duplicated, not yours, or wrong? Here is how to submit AIS feedback on incometax.gov.in — and why you still file correct figures.
6 min read · 2026-06-12
Reconcile
TDS not showing in 26AS? How to get it fixed
Your employer or bank deducted TDS but it is missing from Form 26AS. Why this happens, how to get the deductor to correct it, and what to do before filing.
6 min read · 2026-06-12
Prep
How to file ITR without a CA: a honest guide for salaried Indians
You do not need a chartered accountant for a straightforward salary return — here is when DIY works, what documents you need, and when to get professional help.
9 min read · 2026-06-10
Prep
Last-minute ITR filing: your 48-hour survival checklist
Deadline in two days? Here is a realistic hour-by-hour plan — Form 16, AIS, regime choice, and filing on incometax.gov.in without panic mistakes.
8 min read · 2026-06-01
Regime & deductions
Old vs new tax regime: which one saves you money in AY 2026-27?
A friendly comparison of slabs, standard deduction, 80C/HRA rules, and 87A rebate — with Indian salary examples so you pick based on your numbers, not rumours.
9 min read · 2026-05-20
Reconcile
AIS mismatch: why the tax portal shows income you forgot
Banks, brokers, and old employers report to ITD before you file. Here is how to read AIS gaps, fix them, and avoid notices — with Indian examples.
8 min read · 2026-05-15
Prep
ITR-1 vs ITR-2: pick the right form first
Eligibility rules for Sahaj (ITR-1) and when you must use ITR-2.
5 min read · 2026-05-10
Prep
ITR last date for AY 2026-27: deadlines, penalties, and what to do now
Key due dates for salaried and other individual filers, late-filing penalties, interest on unpaid tax, and a practical countdown plan before July 31.
9 min read · 2026-06-08
Prep
How to read Form 16 Part A and Part B (with examples)
Line-by-line walkthrough of Form 16 Part A (TDS certificate) and Part B (salary breakup) so you can reconcile salary, deductions, and TDS before filing ITR.
10 min read · 2026-06-05
Prep
File ITR by uploading Form 16: step-by-step workflow
How to use Form 16 PDF import to pre-fill salary and TDS, what to verify manually, and how to finish filing on the government portal without over-trusting automation.
8 min read · 2026-06-03
Reconcile
AIS vs Form 26AS: what each shows and which to trust
Compare Annual Information Statement and Form 26AS — TDS, tax payments, SFT data, and how to use both when filing ITR for AY 2026-27.
9 min read · 2026-05-28
Prep
How to download AIS from incometax.gov.in (PDF and JSON)
Step-by-step login, navigation, and export of Annual Information Statement for AY 2026-27 — plus what to do with the file before filing ITR.
8 min read · 2026-05-25
Prep
New tax regime slab rates for AY 2026-27 (with examples)
Updated new regime slabs, standard deduction on salary, surcharge, cess, and worked examples for salaried filers choosing default new regime for FY 2025-26.
10 min read · 2026-05-22
Prep
Section 87A rebate in the new tax regime (up to ₹12 lakh income)
How rebate u/s 87A works under the new tax regime for AY 2026-27, eligibility, taxable income limits, and examples with salary plus standard deduction.
9 min read · 2026-05-18
Prep
ITR-1 for salaried employees: complete Sahaj filing guide
Eligibility, schedules, salary reporting, deductions, TDS matching, and common errors when salaried employees file Sahaj (ITR-1) for AY 2026-27.
11 min read · 2026-05-12
Prep
Two Form 16s after a job change: combine salary and TDS correctly
Switched jobs mid-year? Each employer deducted TDS separately — combined income often creates tax payable even when both certificates show zero balance.
9 min read · 2026-06-09
Prep
Bank FD interest in AIS: how to report and avoid notices
Banks report FD interest to ITD even when TDS is zero. Missing it in your ITR is a top scrutiny trigger.
7 min read · 2026-06-09
Prep
How to e-verify your ITR: every method explained
Filing is not complete until e-verification. Here is how Aadhaar OTP, net banking, DSC, and other options work.
9 min read · 2026-06-08
Prep
ITR refund status: how to check and what delays mean
Track your refund on the IT portal, understand CPC processing stages, and fix bank validation failures.
7 min read · 2026-06-08
Prep
Schedule CG explained for equity and mutual fund investors
Capital gains schedule fields, STCG vs LTCG rates, and why AIS broker lines push you to ITR-2.
10 min read · 2026-06-07
Prep
Zerodha tax P&L: how to use it for ITR filing
Download Console tax P&L, map figures to Schedule CG, and reconcile with AIS before filing ITR-2.
8 min read · 2026-06-07
Prep
Section 80C deductions: full guide for salaried filers
EPF, PPF, ELSS, LIC, tuition fees, and the ₹1.5 lakh cap — only in old tax regime for most filers.
9 min read · 2026-06-06
Regime & deductions
HRA exemption in ITR: rent proofs, metro limits, and old regime rules
Paying rent in Mumbai or Bangalore? HRA can cut taxable salary — but only in old regime, with receipts, and with landlord PAN when rent exceeds ₹1 lakh per year.
9 min read · 2026-06-06
Prep
Section 44ADA for freelancers and consultants
50% presumptive income when gross receipts ≤ ₹50 lakh — doctors, lawyers, designers, and consultants.
9 min read · 2026-06-05
Prep
ITR guide for senior citizens: slabs, 80TTB, pension, and AIS interest
Age 60+? This guide covers pension vs family pension, FD interest in AIS, Section 80TTB up to ₹50,000, regime choice, and filing on incometax.gov.in without panic.
10 min read · 2026-06-05
File on portal
10 ITR mistakes that cause notices, delays, and tax demands
Wrong form, missing AIS interest, regime errors, and TDS mismatches — fix these before e-verify on incometax.gov.in.
10 min read · 2026-06-04
Prep
F&O turnover and when you need ITR-3
Derivative trading is usually business income — turnover rules, tax audit thresholds, and ITR-3 vs ITR-4.
10 min read · 2026-06-04
Prep
Belated ITR: penalties, late fee u/s 234F, and interest
File after 31 July — late fee, interest u/s 234A, and what you lose by missing the original due date.
8 min read · 2026-06-03

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